Mortgage Analytics
What it is
Public records data is used to estimate equations that predict the termination of a mortgage due to foreclosure, borrower moving, and refinance. These equations are the critical drivers of processes designed to measure the valuation of residential mortgages. Our results offer potentially valuable information about mortgage performance not available in the typical data.
- Distinguish between termination due to moving and refinancing
- Focus on variations in behavior among widely varying geographic areas
- Provide a more robust estimate of the “baseline” mortgage termination function